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  1. Home
  2. Listings
  3. 21 Phillips Avenue, Swampscott, MA 01907
Active
120 Days on market
21 Phillips Avenue Swampscott — Photo 1 of 39

21 Phillips Avenue Swampscott — Photo 1 of 39

Recent Drop: $50,000

$1,370,000
$1,320,000

$1,320,000

21 Phillips Avenue, Swampscott, MA 01907

Swampscott, MA 01907

Beds

3

Baths

2.5

SqFt

2,280

Style

Single Family

Built

1955

Just a few blocks from Phillips Beach, this beautifully designed 3 bedroom, 2.5 bath contemporary home offers a bright, open floor plan and effortless coastal living. Sun-filled living spaces flow effortlessly from room to room, creating a warm and inviting setting for both everyday living and entertaining. The white, bright eat-in kitchen features striking black granite countertops and transitions seamlessly into the formal dining room, perfect for hosting gatherings. A wrap around wood burning fireplace connects the living and dining areas. Multiple living areas offer wonderful flexibility, from a comfortable family room ideal for watching the big game to a charming screened-in porch overlooking the backyard, an ideal spot to relax and unwind. Lower level office or playroom plus laundry and a half bath. The professionally landscaped grounds provide a private, picturesque setting with lush plantings and inviting outdoor spaces to enjoy throughout the seasons. This is a fabulous house!

Market Value Analysis

This Property
Size (SqFt) →Price →
This Property$579/sqft
Local Avg (Swampscott)$474/sqft
22% AboveMarket Average

* Analysis is based on 24 actively listed and recently sold comparable properties strictly within Swampscott, MA.

Property Details

Financials

Original Price$1,370,000
Annual Taxes$14,828

Parking

Garage2
Off-Street5

Interior Specifications

Total Rooms9
Fireplaces2
FlooringTile, Carpet, Hardwood, Flooring - Wall to Wall Carpet
BasementPartial, Partially Finished

Climate & Utilities

HeatingBaseboard, Oil
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRES

Property & Lot

Acres0.26
SqFt Lot11,539
Lot FeaturesOther

Amenities & Appliances

Range • Dishwasher • Disposal • Microwave • Refrigerator • Freezer • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Walk/Jog Trails • Golf • Bike Path • House of Worship

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bathroom 1Bathroom 2
First
Family Room
Basement
OfficeBathroom 3
Main,First
Living RoomDining RoomKitchen
Living Room
Lvl Main,First

21.3 x 13.7

Flooring - Hardwood, Flooring - Wall to Wall Carpet, Recessed Lighting, Crown Molding

Dining Room
Lvl Main,First

12.11 x 13.2

Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Crown Molding

Kitchen
Lvl Main,First

14.3 x 10.2

Countertops - Stone/Granite/Solid, Cabinets - Upgraded

Office
Lvl Basement

19.5 x 13.5

Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet

Family Room
Lvl First

17.7 x 15.9

Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet

Master Bedroom
Lvl Second

16.7 x 15

Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet

Bedroom 2
Lvl Second

12.11 x 9.3

Bedroom 3
Lvl Second

12.11 x 14.3

Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet

Bathroom 1
Lvl Second

5.6 x 10.7

Bathroom - Full, Bathroom - Tiled With Tub & Shower

Bathroom 2
Lvl Second

5.6 x 7.7

Bathroom - Full, Bathroom - Tiled With Shower Stall

Bathroom 3
Lvl Basement

Bathroom - Half, Flooring - Vinyl

Property History

Price Drop
$1,320,000

Was $1,370,000

Jul 7, 2026

MLS® 73512831

Listed
$1,370,000

May 5, 2026

MLS® 73512831

Population

15,277

U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)

Median Household Income

$134K

U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)

Renter-Occupied Homes

24.1%

U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)

New Construction Permits — Essex County

992 housing units permitted in the last 12 months (-15% vs the prior 12 months) — 515 in 5+ unit buildings

U.S. Census Bureau, Building Permits Survey (through Jun '26)

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,280 sq ft principal dwelling). Lot size: 11,539 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Full Swampscott, MA market report ZIP 01907 market data
Listing Provided By

Listing Agent: Julie Sagan

Listing Office: Sagan Harborside Sotheby's International Realty

MLS® Number: 73512831

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